Unsecured personal loans
Borrow without offering an asset as security. Compare the rate, fees and repayment to see the full picture.
Explore unsecured loansCompare personal loans
Choose your amount and term to compare rates and repayments.
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Advertised rates; approval and your rate depend on assessment.
About these results
* Comparison rates: Comparison rates use a set example, not your selected amount and term. Example details have not been confirmed for every product. Some charges are excluded; check the lender’s example before applying. Selected lenders only; rates and approval depend on your circumstances.
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Your loans, side by side
Scroll across to see every selected loan. Estimates exclude upfront and other unconfirmed fees.
Choose your path
A loan for what’s next
Explore the differences before you decide which way to go.
Secured personal loans
Use an eligible asset as security. A lower rate may be available, but the asset is at risk if you cannot repay.
Explore secured loansDebt consolidation
Bring debts into one repayment. Compare the total cost carefully: a longer term can mean paying more interest.
Explore consolidationExplore repayments
Open the loan calculator See what fits your budget
Choose a live loan rate or enter your own. Compare terms, confirmed fees and extra repayments to see the cost and time to repay.
From comparing to a conversation.
Compare at your own pace. When you are ready, a broker can talk through your shortlist, the costs and the next steps.
- 1Start with your plans
Choose an amount and term. Compare the rates, fees and estimated repayments.
- 2Talk it through
Tell us what you need and ask a broker about the options on your shortlist.
- 3Decide what comes next
Understand the documents and process before deciding whether to apply. Approval rests with the lender.
A little clarity goes a long way
All loan guides Before you choose a loan
Practical guides to the numbers and the next steps.
Understand the cost
Look beyond the interest rate
Upfront, ongoing and early repayment fees explained.
Read the fees guide Know your optionsSecured or unsecured?
Understand the differences and what offering an asset as security means.
Compare loan types Prepare your next stepWhat documents will you need?
A practical starting point for the information a lender may ask for.
View the checklistPersonal loan FAQs
A few useful answers before you take the next step.
A comparison rate combines the interest rate with most mandatory fees for a specified amount and term. It does not include every charge or feature. Compare it alongside fees and repayments.
No. We compare selected lenders and products, not the whole Australian market.
Browsing rates, shortlisting loans and using the calculator do not submit a credit application. A lender may check your credit if you later apply.
Rules vary by product. Check the lender’s extra repayment and early payout fees, then use the calculator to estimate how paying more could change your loan.
Timing depends on the lender, the loan and your documents. Ask about the process if you have a deadline.
Personal Loan Finder is part of the Rate Challenge Group. We may receive a commercial benefit if your enquiry leads to business.
A clear comparison
How this comparison works
Selected lenders
We compare a selected range of products, not every loan in Australia. Results are ordered by your chosen sort and the listed amount, term and security limits.
Your circumstances matter
Advertised rates are not personal quotes. Loan purpose, credit criteria, fees and approval must be confirmed with the lender.
How we make money
Personal Loan Finder is part of the Rate Challenge Group and may receive a commercial benefit if your enquiry leads to business.